HSBC Mobile Banking app review: manage your account from anywhere in the world

Introduction

HSBC is an international bank that has millions of clients from all across the globe. Now developers have developed an iOS app called HSBC Mobile Banking that is tailored to help you monitor your account from anywhere in the world. It is fully compatible with iPod touch, iPad, and iPhone devices. 

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Manage Your HSBC Account While on the Go

The HSBC Mobile Banking app has redefined the manner in which people bank money and initiates transactions. Gone are the days when you had to walk into a banking hall to collect your bank statement. With this application, you will be able to get full access to your account from anywhere in the world as long as your device is connected to the Internet.

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However, you will be required to log in to your account using your personal details. The bank has invested in modern encrypted systems that help to safeguard privacy of their clients from cyber criminals and malware.128- bit SSL encryption technology is one of the strategies that they use to ensure that confidentiality of their clients is never compromised. Just like other smart application, it will not tamper with operating systems of your phone or lower efficiency of your battery.

Based on the fact that this is a global company, services provided depend on your location. Hence, the exact features are dependent on the services that are available in your country of residence. 

Best Features

By downloading and installing HSBC Mobile Banking application, you will be able to get real-time details of all transactions on your iPhone or any other supported device. In addition, you will be able to know the current account and savings account balance on its smart interface. However, you need to register as a HSBC personal Internet-banking customer to start using the app. You can do this by registering at the HSBC website. Since the app is heavily reliant on internet, data charges will apply.

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To meet the diverse clients’ needs, the app is available in different default languages such as English, French, Chinese, Arabic, Simplified Chinese, Turkish, Traditional Chinese, Vietnamese, and Armenian. You just have to click the language that you can prefer on the settings menu. The app will also give you accurate details on current and upcoming events and rewards that you can participate it.

The app also has a GPS system that is programmed to identify your location every time you access your account. Using this data, it is able to find HSBC branches and ATM machines around your vicinity. It is recommendable to log out as soon as you are done to save money on data charges. 

Pros and Cons

Pros

• Very secure
• User friendly
• Ability to know user’s location and provide details on all bank branches and ATMs around

Cons

• The app cannot be used in areas with no or low Internet connection

Final Thoughts

HSBC Banking app is an ideal tool that you can use to manage your account while on the go. It is secure and easy to use.