Introduction
What we have here, to put it plainly, is mobile banking done right. This is a good banking app for iPhone as it provides you with full access to your Simple Bank account features, with options for monitoring transactions, saving receipts, amending your debit card information, and lots more.
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If you use Simple Bank then downloading this Simple banking app, which is completely free by the way, should be a complete no-brainer, and I would even go so far as to recommend that customers of other banks also consider taking a look.
I say this because there are countless bank-specific apps and many of them are rather hit and miss, so it’s great to see that for once the customer has been catered to in just about every possible way that is possible in a mobile format.
Continue reading our Simple banking review to see if this is one of the best apps for banking for your needs.
At Last, a Banking App Done Right!
Simple - Better Banking is the perfect tool to manage your Simple Bank account, enabling you to track your transactions and have them appear on your device within seconds of them being made.
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You can also make your records even more concise by also attaching receipt scans or other images to individual transactions, providing you with a way of not just managing your account itself, but your income and expenses as a whole.
Manage Your Budget, Transactions, Debit Card, and More
Budgeting is also child’s play with this app at your disposal as you can use the Safe-to-Spend feature to see exactly what you’ve got available and whether or not you can afford a given purchase.
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Of course, if you can’t afford something yet, you can set up goals within the app that will make automatic allocations to ensure you accumulate some savings over a timeframe of your choosing.
In addition to all of this, you can block or unblock your debit card, have your debit card PIN reset, and even use the Referrals feature to invite your friends and family to consider switching over to Simple Bank.
Pros and Cons
Pros
- See your transactions appear on your device almost instantaneously
- Know instantly how much you can afford with Safe-to-Spend™
- Set goals to make automatic allocations for saving
- Create custom memos to track your spending habits
- Attach receipts or other photos to your transactions
- Block or unblock your debit card from directly within the app
- Reset your debit card PIN from directly within the app
- Find the locations of more than 55,000 Allpoint™ network ATMs
- Use the Referrals feature to invite your friends to use Simple Bank
- Contact customer services with just a single tap
Cons
- There is nothing negative to say about this app
Final Words
Simple - Better Banking is a fantastic addition to the Finance category of the App Store and it definitely receives a very strong recommendation from me.