You Need a Budget (YNAB) app review: the ideal companion to the YNAB desktop application

Introduction

If you use the YNAB desktop application or are simply looking for a new and effective way of managing your finances then you’re sure to find this iPhone and iPad app to be absolutely invaluable in helping you to stay mindful of exactly where your money is being spent.

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I really like the idea behind this budgeting app because, let’s face it, most of us do need a budget! This app is particularly useful for those of you who use the YNAB desktop application and want to be able to record your expenditures on the fly.

There has clearly been a lot of work put into the development of this app, which I consider to be a simple yet obviously quite powerful utility for streamlining your finances and reigning in your spending habits.

Do You Need a Budget?

You Need a Budget (YNAB) has been designed to act as the ideal companion to the YNAB desktop application, providing you with a seamless way to record your transactions on the go and have them synchronized with your desktop records.

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This is achieved similarly to the way apps such as Evernote do it, which is through the use of a cloud-based server with which you can synchronize your data anytime you hook up to a 3G or Wi-Fi connection.

Of Course You Do!

With this app you can also double check your various budgets and categories before making a purchase, so this is a highly effective way of preventing yourself from ignoring the fact that, unfortunately, you can’t afford everything you want!

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You do need a budget, and this is the perfect app to help you implement one, so check it out today and I think you’ll soon be well on your way to a fatter bank balance and a happier financial situation overall.

Pros and Cons

Pros

• The ideal companion to the YNAB desktop application
• Easily input financial transactions while you’re on the go
• A great way of always staying mindful of your spending habits
• Check your category balances before making a purchase
• Easily synchronize your data between your iOS devices and your desktop computer
• View all historical transactions for every account

Cons                                                           

• There is nothing negative to say about this app

Final Words

You Need a Budget (YNAB) isn’t really the most exciting or original of iPhone and iPad apps, but it truly shines in the area of keeping you responsible and making sure you don’t make any flamboyant purchases that are way beyond your means.

We all need a reminder of your own financial situation from time to time, what with flash marketing and the allure of promotional offers in stores, so download this app today and reduce your outgoings!